:root{
  --teal-900:#10302B;--teal-700:#14655A;--teal-500:#2E8B7B;--teal-300:#7FB6AA;
  --sage:#E4EFE7;--mist:#F1F6F2;--paper:#FBF9F4;--honey:#D9A441;
  --ink:#122E29;--muted:#4F6C64;--line:rgba(16,48,43,.12);--card:#fff;
  --shadow:0 1px 2px rgba(16,48,43,.04),0 10px 30px rgba(16,48,43,.06);--maxw:780px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:"Be Vietnam Pro",system-ui,sans-serif;font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:"Lora",Georgia,serif;font-weight:600;line-height:1.2;color:var(--teal-900);letter-spacing:-.01em}
a{color:var(--teal-700)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.site-head{border-bottom:1px solid var(--line);background:rgba(251,249,244,.9);backdrop-filter:blur(10px);position:sticky;top:0;z-index:20}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;max-width:960px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand .mark{width:32px;height:32px;flex:none}
.brand b{font-family:"Lora";font-size:.98rem;color:var(--teal-900);line-height:1.05}
.brand span{display:block;font-size:.68rem;color:var(--muted);font-weight:500}
.back{font-size:.9rem;font-weight:500;color:var(--muted);text-decoration:none}
.back:hover{color:var(--teal-700)}
.article{max-width:var(--maxw);margin:0 auto;padding:46px 22px 20px}
.article .eyebrow{display:block;margin-bottom:10px;font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--teal-500)}
.article h1{font-size:clamp(1.9rem,4.5vw,2.7rem);margin:0 0 12px}
.article .meta{color:var(--muted);font-size:.9rem;padding-bottom:22px;margin-bottom:26px;border-bottom:1px solid var(--line)}
.article-body{font-size:1.05rem}
.article-body h2{font-size:1.4rem;margin:1.8em 0 .5em}
.article-body h3{font-size:1.15rem;margin:1.4em 0 .3em}
.article-body p{margin:0 0 1.1em}
.article-body ul,.article-body ol{margin:0 0 1.1em;padding-left:1.3em}
.article-body li{margin-bottom:.5em}
.article-body strong{color:var(--teal-900)}
.callout{background:var(--mist);border:1px solid var(--line);border-left:3px solid var(--honey);border-radius:0 12px 12px 0;padding:16px 20px;margin:1.5em 0}
.callout.warn{border-left-color:#c0553f;background:#fbf0ec}
.refund-table{width:100%;border-collapse:collapse;margin:1.2em 0;font-size:.98rem}
.refund-table th,.refund-table td{text-align:left;padding:12px 14px;border:1px solid var(--line)}
.refund-table th{background:var(--sage);color:var(--teal-900);font-family:"Be Vietnam Pro";font-weight:600}
.hub{max-width:820px;margin:0 auto 60px;padding:0 22px;display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.hub a{display:block;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px 24px;text-decoration:none;color:inherit;box-shadow:var(--shadow);transition:transform .2s,box-shadow .2s}
.hub a:hover{transform:translateY(-3px);box-shadow:0 18px 44px rgba(16,48,43,.1)}
.hub h3{font-size:1.15rem;margin:0 0 6px}
.hub p{margin:0;color:var(--muted);font-size:.92rem}
.hub-hero{text-align:center;max-width:600px;margin:0 auto;padding:52px 22px 30px}
.hub-hero .eyebrow{font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--teal-500)}
.hub-hero h1{font-size:clamp(2rem,4.5vw,2.7rem);margin:.5rem 0}
.hub-hero p{color:var(--muted)}
.site-foot{border-top:1px solid var(--line);padding:26px 0;text-align:center;color:var(--muted);font-size:.86rem}
@media(max-width:640px){.hub{grid-template-columns:1fr}}